Why I Believe in the Potential of Nu Holdings
The digitally-focused, asset-light model and the size of Nubank provide it with a structural cost and efficiency advantage over traditional Latin American banks.


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Nu Holdings (NYSE: NU) (i) is one of the fastest-growing fintech companies in Latin America, providing millions of people access to modern financial services through its digital bank "Nubank." The company benefits from a young, tech-savvy population and a high demand for straightforward, mobile banking solutions in a region with traditionally weak banking infrastructure. With over 100 million customers (as of 2024) and a continuous expansion of its product portfolio (from loans to insurance to investments), Nu positions itself as a leading platform...
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