Two Harbors Investment Corp. in Tension – Everything Depends on the Acquisition Vote

Two Harbors Investment Corp. is a US-based mortgage REIT whose business model is based on investing in mortgage-backed securities (RMBS) and actively managing mortgage servicing rights. The company generates its income primarily from the interest rate differences between short-term refinancing and long-term mortgage investments, as well as from ongoing servicing fees for managed loans. Origination refers to the actual granting of new mortgage loans to customers, which is the moment when a loan is created and enters the system. Servicing, on the...