Latin America's Fintech Champion: Nu Holdings Reaches 127 Million Customers in Q3 with Around 40% Revenue and Earnings Growth

Nu Holdings (NU) has established itself as a leading digital bank in Latin America and as a global fintech platform. The stock recently faced downward pressure but could be rebounding now. The management aims to become AI-first by deeply integrating AI into operations to create a personalized, context-based, and risk-optimized customer journey. They have developed nuFormer, a proprietary AI model with 330 million parameters, trained on 600 billion tokens, which revolutionizes risk models and personalizations. AI is used to improve credit lending,...