The strong growth story of SoFi Technologies meets a manageable valuation. Citizens JMP sees nearly 40% upside potential.

SoFi Technologies (SOFI) is a digital financial services company aimed at helping individuals achieve financial independence and supporting them in realizing their ambitions. The company primarily targets well-educated, professionally successful individuals in the U.S. with an annual income of $100,000 or more, who often still struggle to reach their financial goals such as home ownership, starting a family, or planning for retirement. Since 2018, SoFi has evolved from a provider with two products, less than $250 million in revenue, and under...